Quick Loan Offers $100-$5000
All Credit Welcome Repay in 3 – 72 Months
Find the Funds You Need
A personal loan can pay for big purchases, cover unexpected events or combine debts into one easy payment.
Funds Request Made Easy
Request money by filling out a simple online form. Funds are conveniently sent to the bank account of your choice, upon lender’s approval
Quick Procedure
Requesting funds is a quick process. If approved by a lender, you may receive your loan by the next business day.
ABOUT US
Why should you choose Handshake Loan?
handshake.loans helps customers to connect with lenders to request funds for all credit situations no matter where your credit score falls in credit ranges. By providing your information in our secured online request form we may help you get funds up to $5,000.
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What is “Annual Percentage Rate” – APR?
The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of the loan. As loans can vary in terms of interest-rate structure, transaction fees, late penalties and other factors, a standardized computation such as the APR provides borrowers with a bottom-line number they can easily compare to rates charged by other lenders. Because DaysLoan does not provide loans itself, it is important to contact the lender you are connected with directly to obtain the specific details of your loan agreement.
Example:
If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.
Representative Example
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Frequently Asked Questions:
Why choose a Personal Loan?
Personal loans offer a flexibility that other types of loans such as car loans and mortgage loans do not offer, since it can be used for a variety of reasons. Personal loans are repaid over a fixed period of time and often times carry a fixed interest rate. Once approved by a lender, you will receive your loan amount up front, and be required to pay the money back with interest in regular monthly payments to your lender
Find the Funds You Need
A personal loan can pay for big purchases, cover unexpected events or combine debts into one easy payment.
Lender could approve you As soon as in minutes
The lending process is exceptionally fast. If approved, you can receive your loan by the next business day.
Are there Applicable Fees?
Handshake loan services are provided free of charge to you. However, the lender you are connected with will typically charge you applicable fees and/or interest depending on the lender and the loan agreement. No matter the case, before you sign any loan agreement, the lender must provide you with full disclosure of the terms of the loan agreement so you can make the decision that is right for you. Please note that it is important to read through the terms of the agreement prior to signing.
How do I repay my loan?
The personal loans offered by lenders in our network have a 61-day minimum repayment and a 72-month maximum repayment term. Each lender has to explicitly describe the loan on the loan agreement, therefore we advise that before accepting any loan, you read the loan agreement , especially the parts that contain detailed information about APR and repayment terms.
What if I am late on payments?
Every lender has different late payment penalties and policies. Generally speaking, if you are late on a payment, a lender may charge you with a late penalty. Thus, it is important to set yourself a reminder so that issues of late payment or non-payment do not occur. Because non-payment and late payment penalties differ by lender, please contact the lender you are connected with directly if you have any concerns or issues repaying your loan.
Material Disclosure:
Handshake.loans is neither banking nor lending institution per se. The information you share on this website and with our consultants is used for the sole purpose of recommending apt financiers from our network based on your personal requirement and credit ratings. We will not send you any promotional or marketing related material. Your document submission does not automatically construe an approval. However, your paperwork will be scrutinized by the lenders during the approval process, if qualified. No fee or surcharge is levied for this service. However, you acknowledge that we will share information pertaining to financiers within our business network so that you can interact with the lenders directly as we do not represent you in any financial matters or transactions with the lenders. By using this website and our services, you consent to the terms, conditions, and policies. Also, we would like you to be cognizant of the fact that moneylenders from our network may not offer their service to certain states. Finally, we strongly recommend that you acquaint yourself with our privacy procedures and other disclaimers before using our services.
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